Understanding mortgages means staying ahead of the curve. Whether you're navigating changing interest rates, preparing for a renewal, or exploring your first mortgage, the decisions you make today shape your financial health for years to come. Cameron Mortgages breaks down what's happening in the mortgage market—from Bank of Canada rate decisions to economic shifts that affect your borrowing costs—so you can make informed choices, not rushed ones. Explore our latest mortgage tips, economy insights, and mortgage news to see how market conditions impact your options and your goals.
If you're a first-time home buyer in Alberta, the Home Buyers' Plan (HBP) lets your RRSP do more than fund your retirement. It could help fund your down payment. Last updated: November 2026. Canada's Home Buyers' Plan (HBP) lets eligible first-time buyers withdraw up...
You brought in $200,000 through your business last year. Will a mortgage lender use $200,000 as your income? Usually, no. Self-employed mortgage income can differ from both business revenue and the amount shown on your tax return. That gap is where many self-employed...
Does CCA Help You Qualify for a Mortgage If You're Self-Employed in Calgary? Self-employed mortgage qualification in Calgary comes down to one thing: what your tax return says you earn. And that number doesn't always match what you actually make. Business expenses and...
Estimated reading time: 10 minutes Getting a self-employed mortgage with less than 2 years of self-employment is more achievable than the banks let on. You started your business 14 months ago. Revenue is coming in. You have money saved. And yet every big bank you've...
Updated August 27, 2026 A self-employed client can have a profitable business, strong credit and plenty of cash for a down payment, yet still struggle to qualify for the mortgage they want. Why? Because the income that supports your lifestyle is not always the same...
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